- I source materials from PL and DE and fit in Ireland — can the quote hold three currencies and the right VAT per line?
- Yes. EUR baseline with per-line VAT for each supplier's country. The customer-facing quote shows the price in their currency; the supplier breakdown stays in the source currency for your margin calculation. Cross-border B2B reverse-charge gets stamped automatically. One job, one VAT number, clean export to the accountant.
- Kitchen fit — deposit on order, balance on snag-free hand-over. Does MarginTap handle the split?
- Yes. The accepted quote converts to a deposit invoice with one tap (typically 50% on order). When you mark the job complete, MarginTap generates the balance invoice for the remainder. Snag-list adjustments add as a credit note or a line on the balance — your call. The accountant export ties all three to the parent quote.
- Subcontracting a fit-out — does it handle RCT and the construction reverse charge?
- Yes. Flag the job as relevant contract work, apply the construction reverse charge so the invoice carries no VAT, and set the RCT deduction rate. The invoice shows gross, deduction and net to the main contractor; the export reconciles for Revenue. Direct homeowner work just carries standard Irish VAT.
- Does it run offline? Half my joinery shop is a dead zone.
- Offline-first by default. Quote builder, line library, signature pad and PDF preview all work without internet. The send queue flushes when reception returns. Build a kitchen quote in the workshop, walk outside, the PDF lands in the customer's WhatsApp without you doing anything.
- What about photo attachments per line — before/after, timber grain, snag pics?
- Every line on a quote or invoice takes photo attachments. Before/after on a sash-window restore, grain shot for a bespoke worktop, snag pictures on a balance invoice — all live with the line, all carry over from quote to invoice. The customer sees what they paid for; your accountant sees what was supplied.
- Why €9.99/month when a full accounting SaaS is €25–€80 a month?
- Because you're a chippy, not an accountant. MarginTap does quotes and invoices — well — for €9.99/month, one trader, unlimited documents. No general ledger, no payroll, no project planner you'll never open. €79/year saves 34%. Export to your accountant in CSV or XLSX at month-end. 14-day Pro trial, no card to start.