- I'm under £90k, not VAT-registered. Is this for me?
- Yes. Most UK handymen are below the £90,000 VAT registration threshold and don't charge VAT. MarginTap defaults to VAT-off, prints clean ex-VAT quotes for the homeowner, and switches on cleanly the day your rolling 12-month turnover crosses the threshold — standard 20% or Flat Rate Scheme if you've opted in.
- Can I quote a multi-trade job on one PDF — tap, paint, flat-pack — in one quote?
- Yes. Drop each task on its own line — replace kitchen tap, hang three doors, repaint hallway, build the wardrobe — with its own labour and materials cost. The homeowner gets one quote and one invoice covering the whole day. No need to pretend you're a single-trade specialist.
- Is MarginTap MTD-compliant for Income Tax Self Assessment?
- Yes. MarginTap keeps the digital records HMRC's Making Tax Digital for Income Tax requires, live since 6 April 2026 for sole traders earning over £50,000. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028. Every quote, invoice and expense becomes a digital record for the quarterly update.
- Can I work on a flat day rate instead of itemising every task?
- Yes. Save your half-day and full-day rates to the schedule of rates and pick one as the only line on the quote. Or itemise — fence panel £x, tap swap £y, three doors hung £z — whichever the customer wants to see. Either way, one tap turns the accepted quote into a numbered invoice.
- Same day quote and invoice — can MarginTap do both before I leave the drive?
- Yes. Quote on the doorstep, do the work, convert the quote to an invoice with one tap when the job's signed off. Customer pays by card or bank transfer through the invoice link. Most MarginTap users get paid in 3.1 days vs the 27-day UK trade-invoice norm.
- Why £8.49/mo flat when jobbing apps take a cut of every job?
- Because MarginTap is the app, not the marketplace. No commission on the job, no lead fee, no per-user charge. £8.49 a month flat, VAT included, free trial with no card. Powered Now is £28+VAT per user, Tradify £34+VAT per user — for the one-van handyman, MarginTap is the only price that makes sense.